I got to experience it first hand from my 9 day stay in the hospital for my blocked colon surgery this past October.
I just got the bill. From the looks of it, it covers all my expenses during my stay at Providence St. Vincent Medical Center/Hospital.
The list is quite extensive and frankly amazing.
- Semi-private room: $1,918/day -> $17,262 total
- Pharmacy: $15,208.41 (includes pain medication, electrolytes, IV nutrition, etc.)
- Anesthesia: $1,156
- Emergency Room: $2,162
- Laboratory: $1,844
- Operating Room: $9,269
- Medical/Surgical Supplies and Devices: $442 (catheter)
- Professional Fees: $780 (Emergency Room)
- Recovery Room: $569
- Treatment or Observation Room: $657
Total: $53,505.41
Insurance coverage: $51,705.41
Patient balance: $1,800 due at the end of November, this month.
They offer a no interest payment plan which I intend to take advantage of.
Thank God that I do not have to resort to GoFundMe to help me cover my expenses for 1 in 3 are for such a reason. This is the state of healthcare in this country.
November 10 addendum
Anesthesiology: $1,599
Insurance coverage: $1,190.02
Patient balance: $74.37
December 05 added YouTube video on sharing how much it costs for US healthcare with Brits
https://www.youtube.com/watch?v=Kll-yYQwmuM&feature=share&fbclid=IwAR1dmSUBi94PSytKy8Pk0MMjyjG8VHwcnEEt-RlVu9g9e2MPBShbjCSjfcg
November 10 addendum
Anesthesiology: $1,599
Insurance coverage: $1,190.02
Patient balance: $74.37
December 05 added YouTube video on sharing how much it costs for US healthcare with Brits
https://www.youtube.com/watch?v=Kll-yYQwmuM&feature=share&fbclid=IwAR1dmSUBi94PSytKy8Pk0MMjyjG8VHwcnEEt-RlVu9g9e2MPBShbjCSjfcg
Single payer looks like the way to go. When insurance and health care CEOs get over 20 MILLION dollars per year, it is time to take them out of the equation. How much of your bill was to cover their compensation? :-(
ReplyDeleteRealtors are independent contractors so no group rate discounts. We are stuck with the Healthcare.gov options. Last year I developed an arrhythmia and visited the ER three times before 12/31/2019. My monthly premium for insurance was over $600/month and my deductible was $6,500. Needless to say, I owe the full $6,500 after 3 ER visits where they did EKGs, echo cardiogram and various other tests to get my heart back on track. I made over $52,000 last year. I am still puzzled why that's the cut off for deductions on a person's monthly premium. When you add up the monthly premiums and the deductible you come up with $14,720, which is 28% of $52,000 in earnings and thats before taxes on the earnings! I'm happy for you, Mark, that your situation was super affordable, but there are many, many, many out there paying way too much for health insurance--premiums and deductibles!--while those rich Healthcare insurance and hospital CEOs just keep getting richer. I figure what I paid out in 2019 was my unwilling but unavoidable way of covering someone else's medical expenses who didn't have insurance or who did but was getting a deep discount because they only made minimum wage. What I earn is already heavily taxed;this feels like just another way of "taxing" the middle income earners who are being pushed down the economic scale more and more with each passing year. I guess there is more than one perspective on this issue.
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